Dhanlaxmi Bank, which is a very popular bank in the category of Indian Private Sector Banking, is serving in the fields of Personal Banking, Corporate Banking, NRI Banking, Micro & Agri Banking, SME Banking, and Financial Planning. Contrary to popular belief, the services provided especially in the field of financial planning address not only corporate customers but also individual customers. Individuals can receive financial planning services according to different categories such as young, single and working, newlyweds, married with kids and planning for retirement. Different categories of planning enable the individual to make effective investments, spend his money correctly and manage his life better.
Dhanlaxmi Bank Benefits
The most popular features of Dhanlaxmi Bank are the advantages it offers in areas such as online facilities, tax savings, and NRO deposit friendly services.
Multiple Personal Banking Goods
The services offered in the personal banking system are quite extensive. Accounts, Loans, Gift Card, Credit Card, Debit Card, Depository Services, Locker Facilities, and Forex Services are some of the services you can receive from the Dhanlaxmi Bank.
Excellent Credit Cards
The Dhanlaxmi Bank offers extra advantageous cards and credits to individuals interested in agriculture and who earn their living in this way. Thus, it contributes to the development of agriculture in the region. Some of these services are Kissan Vahana (especially structured two-wheeler loan), Kissan Card, Agri Gold Loan, Micro Credit – MFI, Micro Credit – SHGs.
There are different types of Dhanlaxmi Bank credits that you can apply as a personal client. These types of loans can be listed as home loans, commercial property loans, loans against property, car loans, education loans, business loans, lease rental discounting loans. The fact that these loans generally have low-interest rates enables the users to take advantage of the loans advantageously.
Interest rates of NRI FD transactions are between 6.5% and 6.6%. On the other hand, interest rates of other transactions vary between 4% – 7.10%.
Dhanlaxmi Bank FAQs
The tenure range determined by the Dhanlaxmi Bank varies between 7 Days to 10 Years - 1 Year to 10 Years. The deposit range determined by the bank is Up to ₹1Cr.
Indian & overseas Address proof, Self-attested photocopies of Passport, Valid work permit, employment visa, residency card are required.